Legal Disclaimer

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.  Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.  Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.  Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval. 

Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information. Information We Collect We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources: • Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information. • Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity. • Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness. • From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits. Information We Disclose Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law. By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website. We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies. All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement. We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time. 

All loans are subject to credit approval and full underwriting conditions being satisfied. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value. Affordable Terms Mortgage LLC will meet or beat competitors by 1/8th of the rate or 10% in closing costs. Competitors quote MUST be dated same date, same rate, same amount and provided in written format.  CURRENT DAILY POSTED RATES:  Approval based on a credit score of 720 or better which is verified through #1 Top Lender in the nation. Credit report is pulled once application is made. Any and or all other Quotes are estimates based on the credit score that YOU as the borrower provides. Credit scores below 720 will have add-ons based on risk factor of the borrower. A .25 basis point is added on in pricing quote for Cash-out refinances.  Basis points are added on if your loan amount is below $300K. If you are interested Affordable Terms Mortgage LLC will provide a Quick quote for you based on the information provided. Please provide a creditable credit score of what your actual score is. You can get an annual free credit report online. All loan requests are subject to complete approval and full underwriting conditions being satisfied. NO exceptions.  KEY NOTE: if you want the lowest interest rate available on the wholesale market YOU WILL pay higher closing costs because there is NO rebate to offset the closing costs. Your loan payment will be lower then a higher interest rate that provides REBATES to off set your closing costs. You can choose to have the lender pay the broker fee - however your interest rate will be higher resulting in  a higher interest payment to the lender. It is best to look at both options so that you can make a decision that is best for you. If you are going to stay in the home longer then 7 years it is to your advantage to go with the lowest interest rate because at the end of the day you will be saving yourself thousands and thousands of dollars. If you have questions: ASK - we love to answer any and all questions. If it's important to you, it is important to us to provide the answer! *****INTEREST RATES POSTED WITH A MINUS - SIGN NEXT TO THE RATE MEANS THERE IS A LENDER REBATE FOR THAT INTEREST RATE. THE LENDER REBATE IS CREDITED TOWARD YOUR CLOSING COSTS RESULTING IN LOWER FEES!