About US

 Our mission is to serve, communicate, and educate our customers with honesty, integrity, quality service, and competence. Low-Cost Term Mortgage Licensed loan officers have a combined 20 years of experience in the mortgage lending industry and specific properties in Oregon. Our goal is to provide affordable home loans to clients while providing a clear understanding of the loan process by offering the lowest interest rates available through our partnered relationship with the leading lender in the country.

Each loan is structured to meet the individual client's needs. ATM pledges to help borrowers overcome roadblocks that can arise while securing a mortgage. Our goal is to provide excellent communication and educate the client through the process of obtaining a mortgage. Credit is not pulled until you have made a firm decision to apply for a loan. We are an Oregon-based, two-generation family-owned and operated company located in Lake Oswego, Oregon. Loans are processed and registered with the lender within 24 hours, in-house! Management and loan officers are available every day of the week from 9 a.m. to 9 p.m., either in person or by telephone.

Affordable Terms Mortgage LLC is dedicated to making the loan process as stress-free as possible and to meeting your needs as quickly, efficiently, and honestly as possible! We look forward to the opportunity to be of service to you when you are ready to move forward with a new home purchase, refinance, cash-out for debt consolidation, investment property, 2nd home, manufactured home, FHA loan, or VA loan. Affordable Terms Mortgage is a broker you can TRUST and "Where Every Day Is A Great Rate!"
 

True Transparency - Local and Quick Closing!

We called our local banker, who we have worked with for the past 25years, and they offered us 2.875% - 30year fixed rate and $8,800 in closing cost. I contacted Affordable Terms Mortgage LLC ( a friend referred) and was provided a quote immediately and was encouraged to shop around! Whoever says that! I went back to my local bank to get another quote. Affordable Terms Mortgage closing cost were $4,000.00 CHEAPER and the interest rate I received at my local bank was higher by .875. Instead of a 30 year fixed, and after explaining our long term plans to Affordable Terms Mortgage, the loan originator suggested a 15 year fixed at 1.99%. My payment would be the same as I was currently paying and I'd cut the terms in half! I've always been loyal to my bank but this quote was to good to pass up! We applied on 9/03 and signed the papers on Saturday, September 19th - closing cost of $4,800.00 for 15 year fixed at 1.99% and NO appraisal! We signed and closed in 16 days from start to finish. I AM A BELIEVER! I trust Affordable Terms Mortgage LLC.

 OL and SL / Oregon City ~ September 2020

We completed a rate and term refinance in 15 days! No appraisal needed. Quick turn time! Even the Broker was Available to answer questions and the lowest interest rates in Oregon we have ever seen! Great Team, Great Hours and Excellent service!

C. Swanson / Portland, Oregon ~ May 2020

A big THANK YOU to Affordable Terms Mortgage for your fantastic work on our refinance process. You were very efficient and cordial throughout the entire process and we appreciate Affordable Terms Mortgage! Refinance closed in 19 days. We had gone to another lender and 3 months had passed and nothing! After a refer from a friend we applied and the end results were fantastic!

In Gratitude,

R & A Kampe